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Terms of Service

Effective Date: 12/28/2025

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By accessing or using the CareLife Insurance Group website or services, you agree to the following Terms of Service.

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Services Provided

CareLife Insurance Group is a licensed insurance agency that provides:

  • Educational information about Medicare-related insurance options

  • Assistance with comparing and enrolling in Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D plans

We do not offer every plan available in every area. Information provided is limited to the plans we are licensed and authorized to offer.

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No Government Affiliation

CareLife Insurance Group is not connected with or endorsed by the U.S. government, Medicare, or CMS.

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No Guarantees

Information provided on this website or by our agents is for educational purposes only and does not guarantee:

  • Plan availability

  • Coverage approval

  • Costs, benefits, or savings

All plans are subject to eligibility, availability, and contract renewal.

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User Responsibilities

You agree to provide accurate and complete information when interacting with us. You are responsible for reviewing official plan documents and understanding your coverage.

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Limitation of Liability

CareLife Insurance Group is not responsible for errors, omissions, or changes in plan information provided by third parties or insurance carriers.

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Changes to These Terms

We may update these Terms of Service at any time. Continued use of our website or services constitutes acceptance of any changes.

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Contact Us

For questions about these Terms, contact:
866-398-0754
support@carelifeinsurancegroup.com

We're Here to Help with Any Questions

Speak to an Agent
Chat Online
Send Us an Email

Expert, non-commissioned Medicare advisors are available Monday - Friday: 9am - 9pm EST

Saturday: 10am- 8pm EST

Sunday:12pm-6pm EST

Our agents typically get back to you within a minute. start by clicking  (Let's chat) on right corner!

Share your questions with us in an email, and we'll get back to you with tailored advice.

 866-398-0754
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Speak with a licensed Insurance agent:  1-866-398-0754

Mon - Fri, 9am - 9pm EST

Sat: 10am - 8pm EST

Sun: 12pm - 6pm EST

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Helpful Links
Company

CareLife Insurance Group LLC  is a licensed health insurance agency that does business as CareLife Insurance Group In Fl, and as Reham Salem in CA, WA, VA and TX. CareLife insurace group does business as Carelife insurance Group LLC. [CareLife insurance group is not affiliated with the government or This ad is not from the government. It's from CareLife Insurance group] . This ad solicits insurance prospects for CareLife Insurance Group.

The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Eligibility may require a Special or Medicare Initial Enrollment Period. CareLife Insurance group and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Benefits shown are for the 2026 plan year. Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, and coinsurance may apply. Limitations and exclusions may apply. $0 premium plans are not available in all areas. You must continue to pay your Part B Premium. 

Part B Premium Reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower.

By initiating a chat or scheduling a call you are agreeing to be contacted by a licensed sales agent by email, text message, or phone call to discuss information about Medicare insurance plans. This is a solicitation for insurance. Standard messaging rates may apply.

CareLife Insurance group website is operated by CareLife insurance group LLC, a licensed health insurance agency doing business as CareLife insurance group. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company.

A benefits advisor is a licensed insurance agent. CareLife insurance group is an unbiased Advisor providing plan recommendations for the products we offer based on your individual needs.

Other pharmacies are available in-network.

CareLife insurance group is a free service with no obligation to enroll. Your information and use of this site is governed by our most recent Terms of Use and Privacy Policy.

A benefits advisor is a licensed insurance agent.

© 2026 CareLife Insurance Group LLC,  All rights reserved.​

Speak with a licensed Insurance agent:  1-866-398-0754  Mon - Fri, 9am - 9pm EST

Sat: 10am - 8pm EST

Sun: 12pm - 6pm EST

© 2026 CareLife Insurance Group

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