Effective Date: 12/28/2025

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By accessing or using the CareLife Insurance Group website or services, you agree to the following Terms of Service.

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Services Provided

CareLife Insurance Group is a licensed insurance agency that provides:

• Educational information about Medicare-related insurance options

• Assistance with comparing and enrolling in Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D plans

We do not offer every plan available in every area. Information provided is limited to the plans we are licensed and authorized to offer.

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No Government Affiliation

CareLife Insurance Group is not connected with or endorsed by the U.S. government, Medicare, or CMS.

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No Guarantees

Information provided on this website or by our agents is for educational purposes only and does not guarantee:

• Plan availability

• Coverage approval

• Costs, benefits, or savings

All plans are subject to eligibility, availability, and contract renewal.

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User Responsibilities

You agree to provide accurate and complete information when interacting with us. You are responsible for reviewing official plan documents and understanding your coverage.

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Limitation of Liability

CareLife Insurance Group is not responsible for errors, omissions, or changes in plan information provided by third parties or insurance carriers.

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Changes to These Terms

We may update these Terms of Service at any time. Continued use of our website or services constitutes acceptance of any changes.

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SMS Terms of Service

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from CareLife Insurance group. This includes SMS messages for customer care. Message frequency varies. Message and data rates may apply. See privacy policy at https://www.carelifeinsurancegroup.com/privacy-policy. Message HELP for help. Reply STOP to any message to opt out.

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Contact Us

For questions about these Terms, contact:
866-398-0754
support@carelifeinsurancegroup.com